LOL, that's the crux, right - time in and keep, no time and lose some.
Either way, is it worth the money to put in the time...or is it worth piece of mind that it's gone and you lost some only to make it up elsewhere and spend time on the things you truly want to spend time on, and not having it in the way or on the mind that it's there
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To each his own.
Not all those who wander are lost.
The great irony - triggered snowflakes accusing triggered snowflakes of being triggered snowflakes
